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11/2/2025 Research EN
Italian NPL collections: December volumes surge but still 23% below two-year average
Italian NPL collections surged by 81% month-on-month in December 2024 to EUR 339m, reaffirming the trend that this month typically sees the highest collections of the year. But even then, volumes were 23% lower than the 2022/2023 December average.

6/2/2025 Research EN
Georgia: microbank law to enhance financial-sector competitiveness and support growth
Georgia’s microbank framework is designed to enhance financial-sector competitiveness, expand the range of product offerings and services, and support entrepreneurs and the self-employed, driving economic growth.

5/2/2025 Research EN
Digital euro: a wake-up call for banks to adapt and innovate
A digital euro can strengthen the resilience and autonomy of Europe’s payment ecosystem and preserve the relevance of European banks. But it also has a potential to weaken bank profitability, increase costs, and accelerate runs on deposits in a crisis.

4/2/2025 Research EN
ING, Goldman Sachs set to exit Russia; RBI faces legal provision related to failed asset swap
ING and Goldman Sachs’s decisions to sell their Russian subsidiaries marks a key step in mitigating reputational, legal, and financial risks. But finalising sales still presents challenges due to stringent local legislation and multi-stage approvals.

30/1/2025 Research EN
Structured Finance Activity Report: Ratings drift tracks below neutral
Scope assigned new ratings to 78 instruments on 49 structured finance transactions in 2024, raising rated new-issue volume by 7.2%. On monitoring activity, heavy downgrades in Q1 pushed the 12-month ratings drift below neutral despite a strong Q4.

24/1/2025 Research EN
MPS bid for Mediobanca could reshape Italy’s financial landscape but faces hurdles
MPS’s hostile all-share bid for Mediobanca to form Italy's third-largest financial institution faces high execution risk due to differing business models and challenges in achieving sustainable synergies.

23/1/2025 Research EN
BPCE’s joint venture with Generali supports business diversification and profitability
The planned asset-management joint venture between BPCE and Generali supports BPCE’s strategic focus on business diversification, strengthening its franchise, growing its revenue base and addressing its profitability gap relative to other French peers.

23/1/2025 Research EN
European Bank Capital Quarterly: Capital positions remain sound, requirements manageable
European banks’ solvency profiles are generally robust. Strong profitability and RWA optimisation have supported capital positions and facilitated higher dividend payouts and share buybacks.