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      Italian NPL collections: December volumes surge but still 23% below two-year average

      11/2/2025 Research EN

      Italian NPL collections: December volumes surge but still 23% below two-year average

      Italian NPL collections surged by 81% month-on-month in December 2024 to EUR 339m, reaffirming the trend that this month typically sees the highest collections of the year. But even then, volumes were 23% lower than the 2022/2023 December average.

      BPER’s new bid a defensive move to create a stronger group

      10/2/2025 Research EN

      BPER’s new bid a defensive move to create a stronger group

      BPER Banca’s all-share bid for its smaller rival Banca Popolare di Sondrio could be beneficial for both banks, although the risks of sub-optimal tie-ups are increasing in the current market environment.

      Scope complements the RMBS Rating Methodology by publishing the Country Addendum of Netherlands

      6/2/2025 Research EN

      Scope complements the RMBS Rating Methodology by publishing the Country Addendum of Netherlands

      The introduction of Dutch-specific assumptions strengthens transparency and standardisation in the RMBS rating methodology. Scope is calling for comments until the 7 March 2025.

      Georgia: microbank law to enhance financial-sector competitiveness and support growth

      6/2/2025 Research EN

      Georgia: microbank law to enhance financial-sector competitiveness and support growth

      Georgia’s microbank framework is designed to enhance financial-sector competitiveness, expand the range of product offerings and services, and support entrepreneurs and the self-employed, driving economic growth.

      Digital euro: a wake-up call for banks to adapt and innovate

      5/2/2025 Research EN

      Digital euro: a wake-up call for banks to adapt and innovate

      A digital euro can strengthen the resilience and autonomy of Europe’s payment ecosystem and preserve the relevance of European banks. But it also has a potential to weaken bank profitability, increase costs, and accelerate runs on deposits in a crisis.

      ING, Goldman Sachs set to exit Russia; RBI faces legal provision related to failed asset swap

      4/2/2025 Research EN

      ING, Goldman Sachs set to exit Russia; RBI faces legal provision related to failed asset swap

      ING and Goldman Sachs’s decisions to sell their Russian subsidiaries marks a key step in mitigating reputational, legal, and financial risks. But finalising sales still presents challenges due to stringent local legislation and multi-stage approvals.

      Structured Finance Activity Report: Ratings drift tracks below neutral

      30/1/2025 Research EN

      Structured Finance Activity Report: Ratings drift tracks below neutral

      Scope assigned new ratings to 78 instruments on 49 structured finance transactions in 2024, raising rated new-issue volume by 7.2%. On monitoring activity, heavy downgrades in Q1 pushed the 12-month ratings drift below neutral despite a strong Q4.

      MPS bid for Mediobanca could reshape Italy’s financial landscape but faces hurdles

      24/1/2025 Research EN

      MPS bid for Mediobanca could reshape Italy’s financial landscape but faces hurdles

      MPS’s hostile all-share bid for Mediobanca to form Italy's third-largest financial institution faces high execution risk due to differing business models and challenges in achieving sustainable synergies.

      BPCE’s joint venture with Generali supports business diversification and profitability

      23/1/2025 Research EN

      BPCE’s joint venture with Generali supports business diversification and profitability

      The planned asset-management joint venture between BPCE and Generali supports BPCE’s strategic focus on business diversification, strengthening its franchise, growing its revenue base and addressing its profitability gap relative to other French peers.

      European Bank Capital Quarterly: Capital positions remain sound, requirements manageable

      23/1/2025 Research EN

      European Bank Capital Quarterly: Capital positions remain sound, requirements manageable

      European banks’ solvency profiles are generally robust. Strong profitability and RWA optimisation have supported capital positions and facilitated higher dividend payouts and share buybacks.