The rating on Danske Mortgage Bank PLC’s Finnish mortgage covered bonds (Katettu joukkolaina) reflects the issuer's A+/Positive rating enhanced by four notches from governance support. Another four notches provide a buffer against an issuer downgrade.

This publication does not constitute a rating action.

The rating action follows the publication of Scope’s updated Chemicals Rating Methodology which could have a positive rating impact.

The affirmation reflects a balanced view of the company’s business fundamentals and financial resilience, despite some structural limitations in its operating model.

The periodic review has resulted in no rating action.

The rating reflects Intesa’s bancassurance business model, leading market position in Italy, and strong financial fundamentals. Geographic diversification is limited compared to peers.

The withdrawal follows Scope's decision to cease analytical coverage due to business reasons.

Robust growth outlook, record of fiscal discipline, and solid external position anchor the ratings. A resource-constrained economy, contingent fiscal risks, institutional and administrative shortcomings are challenges.

The periodic review has resulted in no rating action.

The rating action reflects Futureal’s solid pipeline execution, improved earnings stability, and adequate liquidity.