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      Inflation: how bad is it for European banks?

      1/7/2022 Research EN

      Inflation: how bad is it for European banks?

      Watch our full webinar replay

      Credem out with social Tier 2

      28/6/2022 Research EN

      Credem out with social Tier 2

      Credito Emiliano Holding S.p.A. set pricing on its EUR 200m 10.25-year social Tier 2 at 7.625%. The notes are callable at 5.25 years. Scope rates Credito Emiliano S.p.A. on a subscription basis.

      Scope wins Service Provider of the Year award

      28/6/2022 Research EN

      Scope wins Service Provider of the Year award

      Scope Ratings has been named Service Provider of the Year by Structured Credit Investor (SCI), a leading news and data provider focused on securitisation and structured finance.

      ESG Talk: progress but still timing mismatch in EU plans on ESG disclosure

      27/6/2022 Research EN

      ESG Talk: progress but still timing mismatch in EU plans on ESG disclosure

      Inadequate corporate data remains the bugbear in improving disclosure for investors on greenhouse-gas emissions and other sustainability factors which EU regulatory initiatives are making only partial headway in addressing.

      Asset-quality review: do rising interest rates mean rising NPLs for European banks?

      20/6/2022 Research EN

      Asset-quality review: do rising interest rates mean rising NPLs for European banks?

      Tightening financial conditions, slowing GDP growth, inflation and supply-chain bottlenecks will reverse the downtrend in non-performing loans. But a number of factors will limit negative impacts on the creditworthiness of European banks.

      The Wide Angle — Open Banking, BaaS/BaaP, Embedded Finance: existential threats for Europe’s banks?

      20/6/2022 Research EN

      The Wide Angle — Open Banking, BaaS/BaaP, Embedded Finance: existential threats for Europe’s banks?

      The future of technology laggards in banking is increasingly clouded. Banks that fall behind in adjusting their structures and operations to the emerging digital-first ecosystem will find it increasingly hard to remain competitive and profitable.

      Scope Ratings publishes new RMBS rating methodology and calls for comments

      20/6/2022 Research EN

      Scope Ratings publishes new RMBS rating methodology and calls for comments

      The new structured finance methodology is specific to residential mortgage-backed securities, mainly in Europe. Scope is calling for comments until 22 July 2022.

      German housing bubble unlikely to burst; prices could swing either way depending on banks, economy

      15/6/2022 Research EN

      German housing bubble unlikely to burst; prices could swing either way depending on banks, economy

      German mortgage rates have risen to levels not seen in a decade. We discount a collapse in house prices though this will depend on the economy. If banks allow buyers to max out their debt capacity with riskier debt, prices could even be further stretched.

      ECB monetary normalisation welcome for Italian banks’ revenues but not without risk

      13/6/2022 Research EN

      ECB monetary normalisation welcome for Italian banks’ revenues but not without risk

      The ECB’s monetary actions announced last week mark the end of an era for European banks. For Italian banks, the anticipated revenue benefits must be weighed against risks.

      Governance support for Austrian covered bonds now allows for up to six-notch uplift

      13/6/2022 Research EN

      Governance support for Austrian covered bonds now allows for up to six-notch uplift

      Austrian covered bonds can be rated up to nine notches above issuer ratings, six notches of which stems from better governance support, which is driven by higher systemic importance, stronger cohesiveness and the new legal framework taking effect in July.